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Dr. McFrugal

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10 Years Later: When The Bear Stearnly Strikes Again, What Will You Do?

April 11, 2018 by drmcfrugal 22 Comments

Can you remember what you were doing exactly 10 years ago??? I definitely can. It was a glorious time for me. Match Day had just happened at the end of March. Fortunately, I matched to one my top picks for residency. On top of that, I was about to graduate medical school in three months! I was enrolled in ridiculously easy courses for the remainder of school. This was … [Read more...] about 10 Years Later: When The Bear Stearnly Strikes Again, What Will You Do?

Eat Better Than The Average American With A Grocery Budget Of Less Than $200 A Month

April 4, 2018 by drmcfrugal 38 Comments

It's astounding to me how much the average American spends on food. According to the USDA, the average couple spends an average of $625 a month on groceries. That equates to $7,500 per year. And that's just for groceries! It is also estimated that the average couple spends about 40% (or about $5,000 per year) of their overall food budget going out to eat at restaurants. Doing … [Read more...] about Eat Better Than The Average American With A Grocery Budget Of Less Than $200 A Month

Buy Nothing Update: A Minimalist March

April 2, 2018 by drmcfrugal 3 Comments

I hope everybody had a Happy Easter / Passover / April Fools / National One Cent Day or whatever holiday you chose to celebrate this weekend.  :D Spring is in full bloom here in Southern California. And because it's a new month, it's time to fill you in on our "buy nothing challenge" for the month of March. So how did we do? We spent a total of less than $1,500 Yes, … [Read more...] about Buy Nothing Update: A Minimalist March

A Day In The Life… Then and Now

March 31, 2018 by drmcfrugal 7 Comments

"Your life changes when you have a baby" My wife and I have heard this every other day since the day we announced that she's pregnant. No doubt, our life did change. And so far it has been wonderful. A lot of our coworkers have also become new parents within the past year or two. Almost everybody says that there are many trying times and challenging moments, but it's … [Read more...] about A Day In The Life… Then and Now

Oh Baby! We Are Now Parents

March 28, 2018 by drmcfrugal 20 Comments

Yup. $#@! just got real. I'm officially a father now. Our baby came two weeks early and she was born just last week. She is beautifully precious and we love her so much. The night that she was born, I simply could not take my eyes off of her. I now know how much love a parent can have for their child. It's really indescribable and incredible. The (Short) Story of the … [Read more...] about Oh Baby! We Are Now Parents

She’s A Hustler Baby, And I Want You To Know (That She’s Leaving Work)

March 16, 2018 by drmcfrugal 8 Comments

Starting today, my wife is leaving the office and will no longer be working as an attorney. At least for the next fourteen months, that is. She is now preparing for her new job as a mother to a newborn baby girl.  Our life as parents will include a good dose of restless nights and being on call 24 hours a day, 7 days a week. On the surface, it sounds like residency all over … [Read more...] about She’s A Hustler Baby, And I Want You To Know (That She’s Leaving Work)

Buy Nothing Update: A Frugal February Fail! (Spoiler Alert… I Bought A Tesla)

March 8, 2018 by drmcfrugal 10 Comments

If you recall, I joined a few fellow bloggers in a challenge to buy nothing new this year. January was a relatively frugal month. Other than a semi-expensive, organic non-toxic mattress and bed, we didn't spend much on anything. And then February came along. So how did we do in February? Short answer is: definitely not as frugal. I signed a purchase agreement of $56,000. And … [Read more...] about Buy Nothing Update: A Frugal February Fail! (Spoiler Alert… I Bought A Tesla)

I’ve Had A Small Glimpse Of The Future… It Looks Bright And Promising

March 3, 2018 by drmcfrugal 2 Comments

My wife and I spend a lot of quality time with each other as it has helped us build a loving relationship. Right before bed, we often engage in conversation about different things that are going on in our lives. Sometimes we talk about an interesting event that happened at work. Other times we just talk about something silly, funny, and light-hearted. And because laying … [Read more...] about I’ve Had A Small Glimpse Of The Future… It Looks Bright And Promising

Love Is All You Need

February 21, 2018 by drmcfrugal 5 Comments

Valentine's Day... Yes, I know it passed and it was more than a week ago. But a day dedicated to showing your significant other that you love them should be every day, right? I find holidays interesting. I love the aspect of spending quality time with the people you love for the purpose of celebrating something happy and meaningful. What I am not a fan of is the … [Read more...] about Love Is All You Need

Buy Nothing Update: January Edition

February 4, 2018 by drmcfrugal 5 Comments

Wow. January flew by really fast. If you recall from a previous post, my wife and I accepted the challenge to buy nothing for a year.  In addition to a few exemptions for things we were already going to buy, we had planned to be mindful of our purchases through conscious consumerism. So, how did we do? Pretty good if you ask me. Below is a recap of our purchases. Food I … [Read more...] about Buy Nothing Update: January Edition

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