Today we have a guest post on the topic of asset allocation from a physician contributor that goes by the pseudonym Gasem. For those following physician personal finance blogs and forums, he needs no introduction; his insightful, helpful, and witty comments are ubiquitous in the physician PF space. However, many readers on this blog may not be acquainted with him yet. So … [Read more...] about Asset Allocation Quantitative Style (A Guest Post From Gasem)
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Traveling Made Me Who I Am Today
Traveling I have always loved traveling since I was a little kid. In fact, my first international trip occurred when my parents took me to Mexico City as a one year old boy. Do I clearly remember everything about that trip? No. But I do have some vague memories of it based on the stories that my parents would tell me. Every year, my parents made an effort to take me on … [Read more...] about Traveling Made Me Who I Am Today
How Driving A Tesla Saves Me Money
Two weeks ago from today, I drove off with a new car. After a long two year wait, my Tesla Model 3 finally arrived! A quick, completely biased review I love the car. It rides like nothing else and it's an absolute joy to drive. I remember the very first time I stepped on the Tesla accelerator (can't call it a gas pedal), my wife's sunglasses literally flew off … [Read more...] about How Driving A Tesla Saves Me Money
10 Years Later: When The Bear Stearnly Strikes Again, What Will You Do?
Can you remember what you were doing exactly 10 years ago??? I definitely can. It was a glorious time for me. Match Day had just happened at the end of March. Fortunately, I matched to one my top picks for residency. On top of that, I was about to graduate medical school in three months! I was enrolled in ridiculously easy courses for the remainder of school. This was … [Read more...] about 10 Years Later: When The Bear Stearnly Strikes Again, What Will You Do?
Making Easy Money and Manufacturing Points
Background In addition to paying your taxes online, purchasing gift cards using credit cards is perfect for manufacturing points and racking up travel rewards. This especially makes sense if you have a credit card that maximizes spending bonuses and you have an immediate use for the gift cards. For instance, if I need to buy a ladder, I could purchase a Home Depot gift card … [Read more...] about Making Easy Money and Manufacturing Points
Make an Easy Profit by Paying your Taxes
Tax time... Some time last quarter, I became a partner of our anesthesia group (hooray!). All of a sudden, I was no longer a W-2 employee who had taxes withheld by my employer. So now as a partner (and not an employee), I have to pay my own estimated taxes every quarter through Form 1040-ES. At first, I had mixed feelings. It feels fantastic to have a lot more money … [Read more...] about Make an Easy Profit by Paying your Taxes
Financial Independence New Year’s Resolutions
Happy New Year everyone! 2018 is finally here and it's that time again to set goals for the year. I know, I know... most people give up on their new year's resolutions by mid-February, so why do it anyway? The simple answer is... it's hard to accomplish anything if you don't set goals. The key to successfully achieving your goals is to set SMARTer goals that are Specific … [Read more...] about Financial Independence New Year’s Resolutions
Home: There’s no place I’d rather be
Life on the west coast, lounging by the beach, looking at the sunset, living the dream. My wife and I live in Southern California and we love it! But isn't California expensive? Yes, it is. And as a physician, I am well aware that living in California doesn't make financial sense. Through geographic arbitrage, physicians can both increase income and reduce living costs by … [Read more...] about Home: There’s no place I’d rather be